What Plume Is and Why It Matters
Plume is a modular Layer 2 blockchain built on the Ethereum Virtual Machine (EVM) and designed specifically for Real-World Assets (RWAs). The goal is to bring traditional assets—like real estate, private credit, and art—onto the blockchain.
By turning these assets into digital tokens, Plume unlocks previously illiquid markets and makes them accessible to everyone. This allows users to apply powerful DeFi tools like lending, borrowing, and automated investment strategies to a whole new class of assets.
How Plume Brings Real-World Assets On-Chain
Tokenization Basics and Typical Asset Types
Tokenization creates a digital certificate of ownership for a real-world asset, allowing it to be used in smart contracts. On Plume, this includes:
- Real estate and mortgage-backed exposure
- Private credit and senior loans
- Commodities and alternative Assets
Once tokenized, these items can be used as collateral, lent out, or combined into diversified strategies inside DeFi applications.
The Plume Portal: Your Gateway to RWAs
The Plume Portal is your all-in-one dashboard for managing assets. It combines all the essential tools you need in one place:
- Bridge assets from other blockchains
- Swap tokens instantly
- Stake tokens to earn rewards
- Track your portfolio and earnings
The Portal features built-in and third-party bridges, ensuring capital can flow seamlessly between Plume and other networks with minimal steps.
Core Products of the Plume Ecosystem
pUSD: The Native Stablecoin for RWA Markets
pUSD is Plume’s stablecoin that acts as a direct wrapper around a widely used dollar-backed token. Each pUSD is backed 1:1, offering predictable price stability and easy liquidity for trading, payments, and collateral. Users can mint or redeem pUSD without fees, and reserves are managed by on-chain vaults to keep backing transparent. Future iterations will introduce yield-bearing options, allowing pUSD holders to earn passive income.
pETH: Maximizing Yield with Liquid Staking
pETH is Plume's liquid staking token (LST) for Ethereum. When you swap ETH for pETH, your underlying ETH is staked on the Ethereum mainnet, and the rewards are automatically passed back to your pETH holdings.
The key advantage is that pETH remains fully liquid. Because it automatically accrues value from staking rewards, you can use it across DeFi—as collateral, in lending markets, or in yield strategies—without ever sacrificing your staking returns.
Managed Vaults for Diverse Investment Strategies
Plume offers professionally managed vaults that bundle tokenized RWAs and other assets into automated strategies. These vaults are designed to meet different risk and return goals:
- Market-neutral vaults — strategies that seek steady returns independent of market direction by combining hedged positions with tokenized treasuries.
- Diversified liquid vaults — baskets of tokenized assets chosen for yield potential while keeping liquidity expectations in mind.
- Credit and treasury vaults — gain on-chain exposure to traditional financial products like credit funds and treasury ETFs through regulated wrappers.
These vaults make institutional-grade strategies accessible to both retail and professional investors in DeFi.
Compliance and Security
To attract regulated participants, Plume integrates compliance directly into its architecture.Transfers are screened for AML risks at the sequencer level so flagged funds are blocked before tokens are minted on-chain. The network also uses analytics to monitor sanctions lists and detect suspicious patterns, creating a more controlled environment for asset managers and custodians.
The PLUME Token: Utility, Security, and Governance
The native token, PLUME, powers the network in several ways:
- Transaction fees — used to pay gas for swaps, bridges, and other actions.
- Staking and security — holders can delegate tokens to validators to help secure the chain and earn rewards, with an unstaking period to support network stability.
- Governance — participate in on-chain governance to vote on protocol upgrades, treasury funding, and other key decisions.
- Incentives — distributed for ecosystem participation such as referrals, educational quests, and community programs.
Who Is Plume For?
Plume targets a spectrum of users: asset managers looking to bring traditional products on-chain, DeFi users seeking new yield sources, and developers building interoperable RWA applications. For newcomers, start by exploring the Portal, minting wrapped stablecoins or liquid staked tokens, and reviewing vault options that match your risk tolerance.